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Experienced lenders... 

Belfast Commercial Funding are a Direct Provider of Development, Bridge, Agricultural and SME lending to UK and Ireland borrowers. 

We have significant capital ready to deploy, and our track record with borrowers and brokers evidences our ability to deliver on deals in a timely and efficient manner. This includes deals that fall outside the remit of credit policies of traditional high street lenders.

We have significant experience in providing a wide variety of loans to borrowers across many sectors, but irrespective of sector our loans are fundamentally backed by land and property.
If you make an enquiry to us, we will always respond quickly and discreetly to recognise the unique elements of your requirements.

Our typical lending criteria is as follows:
• Minimum lending size of £200k
• Term length of between 6 months and 36 months
• Loans up to 70% of LTV/LTGDV
• Tailored Interest Rates are competitive and based on the
unique circumstances of each transaction.


Gareth Graham

Gareth has been a property developer for over three decades.  He has developed numerous schemes and has a wealth of experience in relation to funding/financing.

Adam Dickson

Head of Underwriting
Adam is a Chartered Accountant, and as Group FD has overseen the financial aspects of the development business for 30 years.  He has been underwriter for the lending business since 2016.

Ciaran McLaughlin

Head of Business Development
Ciaran has 13 years Corporate Banking experience..  He has provided growth and development funding for a range of large corporate, SME and commercial real estate borrowers and transactions. 

Mark Sturgeon

Head of Compliance
Mark is a Chartered Accountant with 20+ years experience and oversees the financial and compliance aspects of the business.


Whilst the 4 products above have different purposes, our lending process is very similar. 

We have progressed from initial discussions with a borrower to drawing down funds in as little as 2 weeks, though typically the process from initial enquiry to drawdown is on average c. 5-8 weeks.

We would emphasise that we are as quick as the borrower, and if good information is provided with motivated solicitors, we will be very prompt.
Issue HOTs
Credit Approval
Legal and Due Diligence
Loan Monitoring
Issue HOTs
Once a borrower or an introducer gets in touch with information about a lending requirement, we will turn around indicative Heads of Terms in 2-4 working days. 


Belfast Commercial Funding is a 'Business to Business' lender only.
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Wellington Buildings,
2-4 Wellington Street,

T: +44 (0) 28 9076 7127 

E: info@belfastcommercialfunding.com